MEET SARAH
My name is Sarah Sprague Gerber, CFP®, AFC® and I am the founder of and principal financial planner at Momentum Financial Planning LLC. My mission is to help get all early career individuals and new couples started on the right foot financially. I believe that the financial decisions made early on strongly affect financial outcomes later in life, and I want to make sure that everyone in this position has access to professional financial advice.
I found my way to personal finance through quite a zig-zag route. I received my Chemical-Biological Engineering and Biology degree from MIT, and had never yet taken a personal finance class. When I started my first job after graduation, I had over $60,000 in student loans and had to figure out my own finances. This journey led me to the Survey of Personal Financial Planning class at UC Berkeley Extension where I quickly realized that others also had the same personal finance questions that I did. Still working full-time in product management for a fintech company in San Francisco, I fully paid off my own student loans in 2015 and completed UC Berkeley Extension’s Personal Financial Planning program in 2018.
I also got engaged that year and realized that there’s a whole other element of financial planning that’s also overlooked - merging your financial life with another’s! I both got married and went through the wedding planning process around the same time that I was starting Momentum (very fun, very crazy times).
I have since received my CFP® designation in 2022 and now aim to be the financial planner that I wish I had found back then. Bringing both my personal finance and product expertise to the profession, I inspire young professionals and couples to get started on the right track with their finances early in their careers and relationships. I’m passionate about breaking down barriers to ensure everyone has access to financial education resources and aim to transform money from a tough topic into a strong foundation for all.
I live in Longmont, Colorado with my husband Justin and daughters Evelyn and Corinne — and also love running, reading, and rock climbing!
ABOUT MOMENTUM
Momentum Financial Planning LLC is an advice-only Registered Investment Advisor (RIA). Momentum provides online programs and personalized 1:1 financial planning and coaching to early- and mid-career couples, families, and individuals on an advice-only flat-fee basis.
Momentum aims to make sure that early- to mid-career professionals and couples get started on the right financial track and build the momentum needed to start a solid financial life with flexibility and to achieve life goals. There is just so much life happening in your 20s, 30s, and 40s! These money moves made now carry such an overweight importance to your life overall.
Whether it's deciphering stock compensation, deciding what to do with your new paychecks together, determining how to invest a 401(k), determining whether to pay down student loans or contribute to a Roth IRA, or so much more, Momentum teaches you how to navigate the personal financial world.
Momentum's flagship "Money & Marriage" customized couples program aims to help committed couples work through the challenges and financial planning opportunities that come with combining finances as they choose to get married. Other signature online programs include the You Are Your CFO: Financial Foundations course and the Investing with Confidence course.
Momentum also offers personalized 1:1 financial planning and coaching on both an ongoing and project basis for individuals and couples.
Momentum is a Registered Investment Advisor (RIA). This means that Momentum has a legal fiduciary duty to act solely in the best interests of its clients, and we at Momentum take this duty seriously.
Don't hesitate to reach out with any questions and we can talk through some options that will work for you. Give your personal finances a headstart with Momentum.