These three core values are why I started Momentum. They impact how I run my business every single day. These three core values are the foundation of what I do and why I do it.

How we handled our non day-to-day accounts when we got married and what we learned

Here are some ways to prevent and mitigate that holiday spending stress, even if you’re just starting to think about them now.

Read on to learn about my personal story of learning how to change my car battery impacted my outlook on personal finances.

You’ve set up your 401(k). But your 401(k) (or other retirement account) is just the tax-advantaged container for your money. What’s next? How do you decide what do you invest in?

Find out how we merged our personal finance monitoring and budgeting process together - it’s been a journey and we love the result!

The term “estate planning” sounds very official and a bit off-putting, but it’s actually much less intimidating than you might think!

My name is Sarah and you probably know me as the founder of Momentum Financial Planning LLC. But I am not your traditional financial planner. Learn more about my journey.

Taxes are a fact of life. We notice them from our very first paychecks to our very last and beyond. Let’s walk through specifically how income taxes work and how to file taxes and what it all means.

Let’s focus on more of the numbers perspective. Buying a house generally comes with a whole host of other expenses that you are adding on that you may not think about, and they don’t all go away even when the mortgage is paid off!

What questions should you be asking yourself to make sure you really want it and are really ready? If you have a partner, are there more questions you should be thinking about too? (Spoiler: the answer is yes.)

These are some initial questions to get the money conversation started.

The emergency fund concept is all about having cash on hand and available to you so that if something happens in your life where you need more money to cover it than your general income/spending might allow, you have it. Learn all about how much to have on hand, where to keep it, and what it means to you.

So many people come talk to me and tell me that they have Stash, Acorns, Robinhood, or a whole host of other personal finance apps and are using them to try to ‘get ahead’ or to ‘save a little bit’, but yet they don’t yet have an emergency fund and aren’t taking other more solid steps to move financially forward.

What your credit score is, how it does and does not affect you, and what you can do about it

You have just gotten your first job out of college and all of a sudden you’re finding yourself with what feels like one hundred new and different accounts.

There is a surprising number of numbers involved in getting paid. While you only see the very last one - the net pay that actually hits your bank account - they all mean something useful! Here’s an example of a full paystub, or “Earnings Statement”, below. Let’s break it down.

Pay yourself first. It’s the motto that first got me interested in personal finance and made the lightbulb turn on in my head.

Learn why I love working with clients and what you can expect when you reach out to me for financial planning and coaching.

Spend less than you earn. Learn why it’s so important and how you can take the next steps to make sure you’re doing so!